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Economic Commentary

Fitch downgrades U.S. long-term credit rating

ECONOMY & POLICY August 02, 2023   Raymond James CIO Larry Adam examines the reasons for the decision and what the impact may be to the financial markets. To read the full article, see the Thoughts on the Market publication linked below. On August 1, 2023, Fitch Ratings downgraded the U.S. sovereign credit rating by one […]

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FOMC scorecard: Dotplot-dependent 1, data-dependent 0

ECONOMY & POLICY July 28, 2023   Chief Economist Eugenio J. Alemán discusses current economic conditions. The question many economists, as well as market participants, asked themselves after the June Federal Open Market Committee (FOMC) meeting was why the Federal Reserve (Fed) paused its federal funds rate hike campaign if they were going to increase […]

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Federal Reserve resumes interest rate hikes

MARKETS & INVESTING July 26, 2023   The central bank agreed to a 25 basis point increase in July after electing to not raise the federal funds rate in June. Following a skip at its June meeting, the Federal Reserve (Fed) chose to raise the federal funds rate 25 basis points (bps) at the July […]

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Unsettled foundations of the housing market

ECONOMY & POLICY July 21, 2023   Chief Economist Eugenio J. Alemán discusses current economic conditions. Mortgage rates are the highest they’ve been in over 30 years, keeping home affordability in unprecedented territory. However, mortgage rates above 7% aren’t the only factor keeping home prices high. In fact, the low supply of homes is currently […]

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