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Economic Commentary

Employment weakness cements our view

Economy & Policy September 06, 2024   Chief Economist Eugenio J. Alemán discusses current economic conditions. August’s employment report, which was weaker than markets were expecting but stronger than our call, cements our view that the easing cycle will begin during the next Federal Open Market Committee Meeting (FOMC), which takes place September 17-18. We […]

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Giving some context to real estate concerns

Economy & Policy August 09, 2024   Chief Economist Eugenio J. Alemán discusses current economic conditions. When the Federal Reserve (Fed) cut rates in response to the COVID-19 pandemic, mortgage rates fell below 3% in 2021 and many households refinanced or obtained new loans. Today, ~40% of homeowners own their home outright while 60% of […]

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