Economic Commentary
Tailor your taxes for retirement
Retirement & Longevity From withdrawals to conversions, taxes in retirement can be a balancing act. After a fruitful career and plenty of practice paying taxes, you may feel prepared for the tax man in retirement. But a review of your post-retirement taxable income may yield some surprising insights. Examining your position can help you design […]
The economy’s case for lower rates
Economy & Policy July 18, 2025 Chief Economist Eugenio J. Alemán discusses current economic conditions. We disagree with the way the current administration is pressuring the Federal Reserve (Fed) to lower interest rates because lowering rates must not be a political decision; it must stand on its own economic and monetary policy merits. Doing otherwise […]
Potential fiscal impact of the ‘One Big Beautiful Bill Act
Economy & Policy Raymond James CIO Larry Adam and team highlight the bill’s key provisions and review what it means for the US economy. The sweeping 900-page tax and spending law signed on July 4 introduces a wide array of provisions that touch nearly every American in one way or another. Raymond James Chief Investment […]
Not a good report on personal income and spending in May
Economy & Policy June 27, 2025 Chief Economist Eugenio J. Alemán discusses current economic conditions. The U.S. economy seems to be surviving on fumes today; that is, a strong Q2 print will show a very strong economy just because importers bought everything under the sun during the first quarter of the year, and the retrenchment […]